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You gain a dedicated partner committed to helping you reach your full potential and achieve new heights

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bulk-payments

Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments

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Hello Cashback Credit Card

Cashback for everyone, for every spend that matters

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Say ‘Hi 👋’ on WhatsApp at 9555 555 555 & we’ll get back to you instantly

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View & track all your past and active service requests.

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Locate your nearest IDFC FIRST Bank branches and ATMs

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Customer care

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We will be happy to help you 24x7.

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Help Center

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Support topics, FAQs and more

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Get instant help for all your queries in one place

Explore Personal
Explore Credit Cards
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WhatsApp banking

Right Arrow

Say ‘Hi 👋’ on WhatsApp at 9555 555 555 & we’ll get back to you instantly

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Track Requests

Right Arrow

View & track all your past and active service requests.

Image

Raise a Request

Right Arrow

Facing issues? Let us know how we can help you

Locate Us

Locate Us

Right Arrow

Locate your nearest IDFC FIRST Bank branches and ATMs

Add a compliment

Add a compliment

Right Arrow

Our customers are talking, and we think you’ll like what they’re saying.

Customer care

Customer care

Right Arrow

We will be happy to help you 24x7.

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Help Center

Right Arrow

Support topics, FAQs and more

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Download our app

Get instant help for all your queries in one place

Download now!

Now your Fixed Deposits can help fix the planet

Invest in a sustainable future with IDFC FIRST Bank’s Green Fixed Deposit

  • Additional 0.50% p.a. for Senior Citizens
  • 7.00% p.a. for 375 days tenure
  • Contribute to positive change by supporting green lending, driven by your deposits

Introducing Green Fixed Deposit

Reliable returns with an environmental impact

While saving your money in a fixed deposit helps you earn returns , investing in a Green Fixed Deposits can help you earn guaranteed returns and save the planet!

Funds from your green deposits will only be used to finance green projects, while still giving you all the flexibility and security of a regular fixed deposits.

What's more, you can track the projects and your impact in our Annual Report to check your contribution to our nation's green finance ecosystem.

Grow your wealth and your impact

With a Green Fixed Deposit you can:

Earn Competitive Returns

Enjoy financial growth with competitive fixed deposits interest rates that align with your commitment to the environment.

Save The Environment

Contribute to positive change by supporting eco-friendly initiatives with your deposits, fostering a sustainable future.

Get Complete Transparency

Gain peace of mind knowing your money is invested in carefully-vetted green projects, with transparent reporting on the environmental impact of your deposits.

Enjoy Complete Safety

Your deposits are secured under the ‘Deposit Insurance and Credit Guarantee Corporation Act, 1961’ (DICGC).

How green will your money be?

Explore the green initiatives that will be funded by your Deposits

Calculate Returns

About 1y 10d

Interest Rate

Your maturity value will be gaurantee

More Details

Check Details

  • Investment Amount ₹5,000 to less than ₹3 cr Fixed Deposit
  • Offered via Branch & Mobile Banking App for Existing customers & Branches only for New to Bank customers
  • Tenure 375 days only
  • Eligibility Resident Indian Individuals only
  • Taxability of returns Taxable, as regular fixed deposits
  • Premature Withdrawals As per bank policy (no penalty for Senior Citizens)
  • Interest rates Same as regular fixed deposits*

Our Impact

We're doing our bit to help fix the planet. Now, you can too.

3.5+
Lakh

WASH loans
Disbursed

2.10+
Lakh

Two-wheeler
EVs financed

ISO 14001
& 45001

Certified offices
(incl. HQ)

A testament to our commitment to sustainability

FAQs

What are Green Fixed Deposits ?

How are Green Fixed Deposits different from regular Deposits?

What are the benefits of investing in Green Fixed Deposits?

Who is eligible to invest in Green Fixed Deposits?

What is the minimum and maximum principal amount I can invest in a Green Fixed Deposit?

What is the minimum and maximum tenure of Green Fixed Deposits?

Will Senior Citizens get preferential rates on Green Fixed Deposits, just like in regular deposits?

Are the returns on Green Fixed Deposits taxable?

Can I opt for a monthly/ quarterly payout of interest on a Green Fixed Deposit?

Can I withdraw my money before the Green Fixed Deposits matures?

Are Green Fixed Deposits safe? Are they covered by Deposit Insurance and Credit Guarantee Corporation (DICGC)?

How will I know where Green Fixed Deposits funds have been utilized?

Can the Green Fixed deposits be denominated in foreign currency?

Can I get Overdraft facility against Green Fixed Deposits?

Will investing in Green FixedDeposits offer differential interest rates?