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HDFC life Click 2 Protect Life - Eligibility
ELIGIBILITY:
Plan Option |
Life & CI Rebalance |
Life Protect |
Income Plus |
||
Fixed Term |
Whole Life |
Fixed Term |
Whole Life |
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MIN AGE AT ENTRY |
18 years |
18 years |
45 years |
30 years |
45 years |
MAX AGE AT ENTRY |
65 years |
65 years |
65 years |
50 years |
Single Pay & 5 Pay: 55 years, 10 Pay: 50 years |
MIN AGE AT MATURITY |
28 years |
18 years |
Whole of Life |
70 years |
Whole of Life |
MAX AGE AT MATURITY |
75 years |
85 years |
Whole of Life |
85 years |
Whole of Life |
MIN POLICY TERM |
10 years |
Single Pay: 1 month, Regular Pay6: 5 years, Limited Pay7: 6 years |
Whole of Life |
70 years – Age at Entry |
Whole of Life |
MAX POLICY TERM |
30 years |
85 years – Age at Entry |
Whole of Life |
40 years |
Whole of Life |
PREMIUM PAYMENT TERM |
Single Pay, Regular Pay6, Limited Pay7 (5 to any PPT less than PT) |
Limited Pay (5, 10, 15 pay) |
Single Pay, Limited Pay7 (5, 10 pay) |
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MIN. BASIC SUM ASSURED |
INR 20,00,000 |
INR 50,000 |
|||
MAX. BASIC SUM ASSURED |
No limit, subject to Board Approved Underwriting Policy (BAUP) |
||||
Disclaimer:
1Premium for Life Protect Option, Male Life Assured, Non-Smoker, 25 years of age, Policy term of 30 years, Regular pay, Annual frequency, exclusive of taxes and levies as applicable. (Annual Premium of `7901/365 = 22)
2Available under Life & CI Rebalance option only. Critical Illness cover increases at each policy anniversary with corresponding reduction in Life Cover.
3Available under Income Plus option. Monthly income payouts start from the policy anniversary following 60th birthday of the Life Assured and continue until death or policy maturity.
3Available under Life protect and Income options only.
4Available as an inbuilt feature under Income Plus Option and on payment of extra premium under Life Protect Option (Fixed Term variant) and Life & CI Rebalance Option.
5WoP on diagnosis of CI is available as in inbuilt feature under Life & CI Rebalance Option and on payment of extra premium under Life Protect Option (Fixed Term variant). ADB option is available on payment of extra premium under Life Protect Option.
6Regular pay means when premium paying term is equal to policy term.
7Limited pay means when premium paying term is less than policy term.
All ages are expressed as on last birthday. For all ages, risk commences from the date of inception of the contract. For more details on risk factors, terms and conditions, please read the Product Brochure carefully and/or consult Financial Consultant before taking a decision.
IDFC FIRST Bank Limited having its registered office at KRM Tower, 8th Floor, No. 1, Harrington Road, Chetpet, Chennai – 600031, is authorized by the Insurance Regulatory and Development Authority of India to act as a Corporate Agent of HDFC Life Insurance Company Ltd for procuring or soliciting life insurance business under license number CA0106. The purchase of Insurance products by IDFC FIRST Bank’s customers is purely on voluntary and not linked to availing of any other services from the bank. Tel: 1800 419 4332.
"HDFC Life Insurance Company Limited (“HDFC Life”). CIN: L65110MH2000PLC128245, IRDAI Reg. No. 101. Registered Office: Lodha Excelus, 13th Floor, Apollo Mills Compound, N.M. Joshi Marg, Mahalaxmi, Mumbai 400 011. Email: service@hdfclife.com, Tel. No: 1860 267 9999 (Mon-Sat 10 am to 7 pm) Local charges apply. Do NOT prefix any country code. e.g. +91 or 00. Website: www.hdfclife.com. The name/letters "HDFC" in the name/logo of the company belongs to Housing Development Finance Corporation Limited ("HDFC Limited") and is used by HDFC Life under an agreement entered into with HDFC Limited.
HDFC Life Click 2 Protect Life (UIN: 101N139V01) is a non-linked, non-participating, individual, pure risk premium/savings life insurance plan. For more details on risk factors, associated terms and conditions and exclusions please read sales brochure carefully before concluding a sale. IDFC First Bank (IRDAI Registration No. CA0106) is the Corporate Agent of HDFC Life. Insurance policies are underwritten by HDFC Life. Purchase of Insurance Policy is voluntary." ARN: BA/09/21/25428.
