Login to Internet banking
A brand-new experience - smarter, faster, and secured
Introducing the First-in-industry IDFC FIRST Bank's Super Account
Request a Callback
You gain a dedicated partner committed to helping you reach your full potential and achieve new heights
Know More- Account with Auto-Sweep FD
- Account for all Domestic businesses
- Account for Importers & Exporters
- Account for Start-ups
- Accounts for Trusts/Associations/Societies/Clubs
- Account for Merchants
- Account for Agri Traders
- Account for Self-employed professionals
- Special Purpose Accounts e.g. SNRR, RERA, EEFC
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
Know More
Zero Forex Markup Current Account
Maximise your savings and boost profitability with our Zero Forex Markup current accounts
Know More
Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments
Know More
A Card that Powers your Savings & Lifestyle
IDFC FIRST Bank HPCL Credit Card
Most Searched
Earn up to 6.50% interest on your Savings Account
Open Account Now
Download our app
Get instant help for all your queries in one place
Explore Personal
- Accounts
Tools & Calculators
Privilege Program
- Privilege Program
Unlock features, exclusively available
only on the IDFC FIRST Bank app
Bike Loan EMI Calculator
Your EMI will be
₹2,174/Lakh
*Bike Loan EMI Calculator is only for illustration purposes. For actual calculations refer to your Repayment Schedule & Loan Agreement.*T&C Apply
Best bike under ₹2 lakhs
Ride your dream bike with the best financing solution from IDFC FIRST Bank.
- Up to 95% of the on-road price of the bike as a loan amount
- Fast approvals and minimal documentation
- Flexible repayment tenure options of 6–60 months
- Competitive interest rates
- 100% digital process for immediate disbursal
Purchasing a bike for less than ₹2 lakhs offers you an array of options ranging from comfort bikes with great mileage to fashionable cruiser bikes and strong sports models. The riders in this budget can enjoy the best combination of performance, comfort, and technology without spending a significant amount. With affordable two-wheeler loan facilities, your dream bike is now closer than ever.
Comparison of bikes under ₹2 lakhs
Here is a table detailing the best two-wheelers under ₹2 lakhs available in India.
Bike Model | Engine Capacity | Mileage (Approx.) | Highlight Feature |
Bajaj Pulsar N250 | 249.1 cc | 35 kmpl | Streetfighter styling |
Yamaha R15 V4 | 155 cc | 40 kmpl | Aerodynamic sports design |
TVS Apache RTR 200 4V | 197.8 cc | 37 kmpl | Race-tuned performance |
Royal Enfield Hunter 350 | 349.34 cc | 36 kmpl | Retro-modern appeal |
Suzuki Gixxer SF 250 | 249 cc | 38 kmpl | Full-faired sporty look |
Top 5 best bikes under ₹2 lakhs
If you want to keep your budget below ₹2 lakhs but wish for a mix of features that provides you with a smooth and comfortable ride, look at the following options. -
1. Bajaj Pulsar N250
The Pulsar N250 is one of the most affordable and power-packed bikes under ₹2 lakh. Its streetfighter styling, LED projector headlight, and high-performance engine make it a perfect option for daily commutes as well as highway tours.
2. Yamaha R15 V4
Famous for having a sporty DNA, the Yamaha R15 V4 features an aerodynamic profile and smooth handling. Even though it is a 155cc bike, it is one of the choices of young riders due to its racing ergonomics and trendy looks.
3. TVS Apache RTR 200 4V
TVS Apache RTR 200 4V is race-tuned for thrill hunters. With various riding modes, high mid-range torque, and impeccable balance, it makes the rides very thrilling without being overpriced.
4. Royal Enfield Hunter 350
Hunter 350 blends vintage appeal with practicality while being one of the most affordable cruiser bikes, priced under ₹2 lakhs. Great ergonomics, handsome design, and high torque performance makes it perfect for city riders, who crave comfort but never settle for underperformance.
5. Suzuki Gixxer SF 250
The Gixxer SF 250 offers a sporty feel with its full fairing and potent 250cc engine. Providing smooth cruising and excellent road presence, it's perfect for long-distance riders in the ₹2 lakh budget.
Conclusion
Discovering the top bike under ₹2 lakhs is now no longer a task, with many options out there that give great value for money. For commuting sportingly or touring long distances, you’re spoilt for choice. With IDFC FIRST Bank’s two-wheeler loans, it is easier to own your dream bike under ₹2 lakhs, with quick approval, higher loans of up to ₹20 lakhs based on eligibility, competitive two-wheeler loan interest rates, minimal paperwork, and flexible repayment options ranging from 6 to 60 months. Maximise the benefits of bike financing with IDFC FIRST Bank two-wheeler loans. Apply today!
Benefits of Two-Wheeler Loans with IDFC FIRST Bank
Attractive Interest Rates
Enjoy competitive interest rates on your two-wheeler loan, making your dream bike more affordable with lower EMIs.
High Financing Value
Get up to 95% of your bike’s on-road price financed, so you pay minimal upfront and ride away sooner.
Flexible Loan Tenure
Choose a repayment period that suits your budget with flexible tenures ranging from 6 to 48 months.
Quick & Easy Processing
Benefit from fast approvals and minimal documentation, ensuring a hassle-free loan experience.
Convenient Application Options
Apply online anytime or visit partner showrooms for instant loan approvals with on the spot processing.
No Guarantor Needed
Most applicants don’t need a guarantor, making the process simpler and faster.
Two Wheeler Loan FAQs
Which is the best bike under ₹2 lakh in India?
Bajaj Pulsar N250, Yamaha R15 V4, and Royal Enfield Hunter 350 are some of the most sought-after options in this budget.
What is the best mileage bike for under ₹2 lakh?
TVS Apache RTR 200 4V and Yamaha R15 V4 provide remarkable mileage while delivering power-packed performance on the road.
Is it possible to avail a two-wheeler loan for a bike for less than ₹2 lakh?
Yes, IDFC FIRST Bank provides two-wheeler loans up to 95% of the bike value for bike under ₹2 lakhs with affordable EMIs distributed over flexible repayment tenures ranging from 6 to 60 months. Based on your eligibility, you can also opt for higher loan amounts to purchase your dream bike.
What is the best bike under ₹2 lakh on road price?
The Bajaj Pulsar N250 and TVS Apache RTR 200 4V provide great value at pocket-friendly on-road pricing. However, based on your personal preferences, you have numerous options like commuters, cruisers and sporty models under ₹2 lakhs.
How can I apply for a bike loan online?
You can digitally apply for an IDFC FIRST Bank two-wheeler loan by providing basic vehicle information and documents and get instant approval based on your eligibility.
Explore Our Bike Loan Blogs
Bike loan documents checklist for new and used two-wheelers
23 Apr 2026 | 3 mins read
How to save on interest with a short-term two-wheeler loan
23 Apr 2026 | 3 mins read
Ride into the festivities: Khushiyan FIRST two-wheeler loans for new buyers
20 Oct 2025 | 3 mins read
GST Changes 2025: Affordable Bikes, Budget Cars; Premium Models Costlier
17 Sep 2025 | 3 mins read
What is a zero down payment bike loan and how does it work?
17 Jul 2025 | 3 mins read
How to Check Two Wheeler Loan Status
17 Jul 2025 | 3 mins read
What is an NOC for a bike loan?
17 Jul 2025 | 3 mins read
Tips to consider before taking a two-wheeler loan
17 Jul 2025 | 3 mins read
