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The Hindu Businessline
Earnings to rise from FY26 as profitability hit lowest in Q4FY25, says IDFC First Bank MD
IDFC First Bank has hit its lowest in terms of profitability in Q4FY25 and earnings are expected to improve from FY26 as asset quality trends improve, said MD & CEO V Vaidyanathan. He spoke on the bank’s recent fund raise, cutting deposit rates and shares business guidance for FY26
April 29, 2025Read More
The Hindu Businessline
‘See MFI segment stress peaking out in Q4FY25’
The stress being witnessed in micro loans or MFI segment will likely peak out in Q4FY25 and credit cost in MFI loans will likely start moderating from Q1FY26 onwards, IDFC First Bank MD, CEO V Vaidyanathan tells businessline in an interaction.
January 29, 2025Read More
ETMarkets.com
Excluding MFI, want good asset quality along with 20% growth for rest of the book: V Vaidyanathan, IDFC First Bank
IDFC First Bank's CEO V Vaidyanathan outlines the bank's strategic investments in new business lines like cash and wealth management, aiming for profitability.
January 27, 2025Read More
The Financial Express
We expect MFI book to be 3-3.5% by Q4FY26
IDFC First Bank has had a mixed Q3FY25 but MD and CEO V Vaidyanathan estimates the provisions for the microfinance book will come down starting Q1FY26.
January 27, 2025Read More
The Hindu Businessline
After addressing MFI pain points, profitability to improve in H2
After having made higher provisions to cover for potential losses from micro loans and an infrastructure account, IDFC First Bank’s profitability will sharply improve from H2FY25, MD & CEO V Vaidyanathan tells businessline in an interaction
October 30, 2024Read More
ETMarkets.com
V Vaidyanathan on how IDFC First Bank is growing at 30% despite MFI business stress & infra loan account write-off
V Vaidyanathan, MD & CEO, IDFC First Bank, says the microfinance sector's delinquency has been going up and other than IDFC First, other banks have also been affected.
October 28, 2024Read More
The Financial Express
Intend to insure 70% of MFI book by FY 25
IDFC First Bank has been insuring incremental disbursals of its MFI book with the Credit Guarantee Fund for Micro Units (CGFMU) since January 2024. V Vaidyanathan, managing director and CEO, tells Anupreksha Jain and Joydeep Ghosh that 70% of the book will be insured by March 25
October 28, 2024Read More
Moneycontrol
MC Exclusive | Confident that PAT will come back by next quarter: V Vaidyanathan, MD & CEO, IDFC First Bank
V. Vaidyanathan, Managing Director (MD) & Chief Executive Officer (CEO), IDFC First Bank, weighed in on the reasons that led to lower profits in the second quarter, ending September 30
October 28, 2024Read More
Moneycontrol
MC Exclusive | Don’t want to chase banned NBFCs down when their chips are down : V. Vaidyanathan, MD & CEO, IDFC FIRST Bank
V. Vaidyanathan, Managing Director (MD) & Chief Executive Officer (CEO), IDFC First Bank, in an exclusive interview with Moneycontrol, explained the reason behind its renewed optimism about corporate loans.
October 28, 2024Read More
Business Outlook
IDFC FIRST Grew Retail Deposit Base, Better Show Likely in Q3
IDFC First Bank's CEO V Vaidyanathan mentioned that the bank reduced its need for aggressive deposit and branch expansion as it transitioned to retail deposits. Provisions were projected to remain elevated in the near term due to asset quality issues, with improvement expected from Q3 onwards. The bank adjusted its deposit and credit growth targets accordingly.
July 31, 2024Read More
Financial Express
Hit to NIM from draft LCR norms will be 2-3 bps
The draft guidelines of the Reserve Bank of India (RBI) on the liquidity coverage ratio (LCR) could have a negative 2-3-bps impact on IDFC First Bank’s net interest margin (NIM), if implemented in its entirety, managing director & CEO V Vaidyanathan tells Piyush Shukla.
July 30, 2024Read More
Economic Times
IDFC First 2.0: 80% of deposits retail now; to touch Rs 6 lakh cr in 5 years: V Vaidyanathan
IDFC First Bank's CEO, V Vaidyanathan, discussed the impact of recent Tamil Nadu floods on their joint liability group loans, leading to higher provisions. However, strong deposit growth and diversified loan book are keys to their stable future. The bank aims to enhance profitability through a growing retail deposit base and effective risk management.
July 29, 2024Read More
The Hindu Business Line
IDFC First Bank is being built on strong unit economics: V Vaidyanathan, MD & CEO
V Vaidyanathan, MD & CEO, IDFC First Bank tells businessline why good culture, customer trust and customer-first products are non-negotiable at the bank.
May 24, 2024Read More
Moneycontrol
IDFC First Bank’s CD ratio may come down to 90-92 percent by end of FY25, says CEO V Vaidyanathan
Vaidyanathan said the Rs 1 crore penalty imposed on the bank earlier this month was for the sanction of an infrastructure project financing loan to a Karnataka PSU company in 2016 or 2017.
April 29, 2024Read More
Economic Times
Expect a capital call from IDFC First Bank in FY25: V Vaidyanathan
IDFC First Bank, led by V Vaidyanathan, plans to raise capital in FY25 to support growth. The bank's strong market performance, deposit growth, and focus on loan quality position it for continued success in the financial sector. Vaidyanathan also says that he expects income to grow faster than and by a meaningful number and maybe by 400-500 basis points. That will open up the jaw of profitability.
April 29, 2024Read More
Financial Express
Target over 30% deposit growth in FY25: IDFC First Bank’s CEO
Private sector lender IDFC First Bank expects to witness over 30% year-on-year (y-o-y) growth in deposits for the current financial year, MD & CEO V Vaidyanathan tells Piyush Shukla in an interaction.
April 29, 2024Read More
Financial Express
Our cost of funds is the lowest in the peer group
IDFC FIRST Bank is targeting a 25% compounded growth in deposits and a 20% growth in loans, across a diversified portfolio, over FY24-FY29 MD & CEO V. Vaidyanathan tells Shobhana Subarmanian it's all about making technology work to cash in on the surging demand for credit.
March 28, 2024Read More
Awareness, Guidance Key to Retirement Planning
IDFC First Bank has seen remarkable success in 2023, riding on impressive financial performance, with deposits growing at 40% thanks to customer-friendly banking initiatives and tools.
March 01, 2024Read More
The Fine Print
Interim Budget for FY25 - Conservative, consistent and inclusive
Mr. V Vaidyanathan, MD & CEO, opines about the prudent and growth-oriented budget for FY25; representing confidence that India’s economy is healthy and growing and how the interim budget continues to build on the strong foundation to sustain the past initiatives.
Business Today
Cutting edge technology, good governance and high-quality infrastructure are helping to create global scale corporations in India
The conversation between MD & CEO, Mr. V Vaidyanathan and Mr. Sourav Majumdar covers diverse topics including infrastructure financing, role of banks in MSME financing, social financing, new banks, prospects and much more.
The Fine Print
Blueprint for New India: Here are 15 takeaways from the Budget 2023-24
The Budget is a blueprint and strong foundation for a New India; takes a long-term view of the economy
February 02, 2023Read More
Business Today
The guitar-strumming CEO: How IDFC First Bank's boss V. Vaidyanathan changed India's NBFC space
V. Vaidyanathan is a man with many lives. He can strum the guitar, croon to a track from The Scorpions, and is known for his philanthropy. Amongst all these, he also transformed India’s NBFC space. This is his story.
January 10, 2023Read More
Outlook
Measured, Disciplined And Sensitive Approach From RBI And Government
The maturity, sensitivity and discipline of the government and the RBI, coupled with reform, is an enduring capability of India.
January 02, 2023Read More
Business Standard
CBDC more anonymous than traditional e-transactions: IDFC First Bank CEO
In CBDC, the core banking will have a one-time debit for currency purchase, but all subsequent transactions, which move from wallet to wallet
November 29, 2022Read More
Forbes India
Time for progressive corporate tax
A reformed tax structure for all businesses will support small enterprises, formalise and boost the economy, and create jobs, IDFC First Bank's V Vaidyanathan writes
January 29, 2021Read More
Mint
Indian banks emerged stronger in pandemic test through swift reforms
The banking system raised a staggering ₹1 tn of equity under the current circumstances
December 29, 2020Read More
Business Standard
Lessons from the pandemic ‘WFH means Do-It-All-Yourself’
There are many positives — through video apps, we can call additional participants into a meeting in seconds. We can record meetings for posterity. Meetings can happen any time. Meetings start on time usually.
August 21, 2020Read More
Budget 2018: Rural All the Way
The one that caught the attention was the 10% tax on long term capital gains on equities but this too will be digested and forgotten over time.
February 6, 2018Read More
A Bouncing, Turning wicket
The BHIM app set a world record by witnessing 18 million downloads within two months of launch.
March 31, 2017Read More
A brave new world
Leadership always has to be seen in a particular context; even leadership for the greatest of leaders, be it Mahatma Gandhi or Nelson Mandela, had a context.
March 31, 2017Read More