Traveller tips 101: Why use credit cards to make digital payments on your next vacation

Summary: Planning your next vacation? Here are travel tips on handling finances while traveling that many people miss. Learn how credit card payments can make things easier for you on your trip.

26 Feb 2024 by IDFC FIRST Bank

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Travelling internationally is an exciting and enriching experience. However, planning a getaway can be overwhelming, with all the logistics to consider. One aspect that plays a crucial role in a seamless international experience is the choice of payment method. According to Visa's Global Travel Intentions Study 2023, an overwhelming 95% of Indian travellers opt for credit cards when it comes to paying for their international vacations. In this article, we will explore why using credit cards is the ideal choice for your next trip abroad. Let's find out more!

5 Tips for making your credit card bill payment easy

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Why should you choose digital payments over cash?

Here’s why travellers prefer credit cards when travelling abroad:

Convenience & Accessibility: With credit cards, travellers can easily make payments without having to carry large sums of cash, and this holds true for international travel as well. A credit card can be used to pay for accommodation, meals, or attractions instantly, eliminating currency conversions and unnecessary hassle.
Wide acceptance: Credit cards and digital payments are widely accepted, providing convenient access to funds in various locations, even where finding ATMs might be challenging.
Enhanced security: With built-in fraud prevention features, such as chip and pin technology and contactless payments, credit cards offer enhanced security features that safeguard travellers' finances. Travel insurance, which covers medical expenses, flight delays, and lost luggage, is also included with many credit cards.
Deals and rewards: Credit cards offer numerous rewards and benefits. These rewards can be redeemed for travel expenses, such as flights, hotel stays, or upgrades, making the vacation even more affordable and enjoyable.
Flexibility: Credit cards allow travelers to spend on the go and take advantage of spontaneous opportunities without worrying about predetermined cash amounts. In emergencies, travelers can withdraw cash from ATMs using cash advances. This flexibility ensures that travelers have access to funds when needed, without immediate currency exchanges or carrying large amounts of cash.

Benefits of the FIRST WOW! Credit Card by IDFC FIRST Bank

If you're on the hunt for the perfect credit card for your next international getaway, consider the FIRST WOW! Credit Card. With this credit card, you can travel conveniently and securely, ensuring a hassle-free trip.

Here are some benefits of this credit card:

ZERO forex markup fees: The lifetime-free FIRST WOW! Credit Card boasts a 0% markup on foreign exchange, which means you get to spend more on things that matter most on your holidays. No hidden charges – just savings on every transaction you make.
4X Reward points: Earn up to 4X reward points, with validity of 24 months, on every purchase. Treat yourself to a luxurious hotel stay in Rome, book exciting activities in Dubai, or simply savour local treats. With every swipe, you earn valuable points that can be redeemed for future travel, amazing experiences, and even cashback.
Access funds on the go: The FIRST WOW! Credit Card is a secured one, meaning it is linked to your fixed deposit (FD). This provides a safety net and instant access to funds when you need them the most. Plus, enjoy interest-free ATM cash withdrawals for up to 45 days – ideal for those unexpected travel detours or spontaneous adventures.
Worldwide acceptance: Another advantage of using the FIRST WOW! Credit Card is its widespread acceptance, given that it’s on the VISA Infinite platform. This means you can use the card to make purchases or withdraw cash from ATMs, irrespective of the country. Additionally, you can enjoy all the rewards and benefits of the VISA Infinite platform.

Travel worry-free with the IDFC FIRST WOW! Credit Card

By embracing credit cards as your preferred payment method when travelling abroad, you can enjoy a seamless and rewarding experience. So, don't forget to pack your FIRST WOW! Credit Card the next time you embark on an international adventure!

With features such as zero forex charges, global acceptance, and interest-free cash withdrawal of up to 45 days, the FIRST WOW! Credit Card will make your next vacation comfortable, cost-effective, and more enjoyable. Apply now!

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.

The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirst.bank.in for latest updates.