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A brand-new experience - smarter, faster, and secured
Introducing the First-in-industry IDFC FIRST Bank's Super Account
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You gain a dedicated partner committed to helping you reach your full potential and achieve new heights
Know More- Account with Auto-Sweep FD
- Account for all Domestic businesses
- Account for Importers & Exporters
- Account for Start-ups
- Accounts for Trusts/Associations/Societies/Clubs
- Account for Merchants
- Account for Agri Traders
- Account for Self-employed professionals
- Special Purpose Accounts e.g. SNRR, RERA, EEFC
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
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Streamline your export process with digital convenience with IDFC FIRST Bank's Export Solutions
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Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments
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Unlock features, exclusively available
only on the IDFC FIRST Bank app
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Exclusive offers
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Insurance coverage
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Easy cash withdrawal
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Exclusive offers
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Insurance coverage
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Easy cash withdrawal
Limits on RuPay Classic Debit card
What are the different limit options I can set for my RuPay Classic Debit Card?
With the IDFC RuPay Classic Debit Card, you get to set limits for cash withdrawal as well as purchase. Depending on your Classic debit card variant, you have maximum limit set.
Refer to the below table for more details.
|
Daily ATM Withdrawals |
Daily Purchases |
RuPay Classic |
Rs. 40,000 |
Rs. 1,00,000 |
RuPay PMJDY |
Rs. 25,000 |
Rs. 1,00,000 |
You can set limit for your IDFC FIRST Bank Debit Card by logging in to your net banking or through Mobile application.
What are the steps to set up the limit for my IDFC RuPay Classic Debit Card?
We have made a quick guide for your reference. You can download the guide from here
What is the per transaction limit on my ATM withdrawal?
An amount up to INR 10,000/transaction can be withdrawn using your Debit Card on non IDFC FIRST Bank ATMs. On IDFC FIRST Bank ATMs, you can withdraw up to 40 notes/transaction (final amount may depend upon the available denomination and your daily withdrawal limit)
Insurance Cover on RuPay Classic Debit Card
Avail valuable RuPay debit card benefits today! Get PMJDY insurance coverage with your IDFC FIRST Bank RuPay Classic Debit Card. The claim is applicable only on one RuPay debit card per customer.
Rupay Debit Card Benefit On Insurance
What is the sum assured offered by PMJDY Insurance Cover for rupay debit cards?
For your better understanding, we have broken down the sum assured and the eligibility criteria needed to claim the insurance benefits for rupay cards.
Card Type |
Sum Insured |
Eligible Customers |
Age Eligibility Criteria |
| IDFC FIRST Bank Classic RuPay Debit Card (Old PMJDY Cards issued before 28th August 2018) |
Rs 1,00,000 |
If card holder has performed one successful transaction in 90 days prior to date of accident Transactions includes Financial or non-financial transaction carried on ATM/Micro ATM/POS/e-Com/BC of same Bank or any other Bank are eligible |
5 years & above of age subject to T&C |
IDFC FIRST Bank Classic RuPay Debit Card (PMJDY Cards issued after 28th August 2018) |
Rs 2,00,000 |
If card holder has performed one successful transaction in 90 days prior to date of accident Transactions includes Financial or non-financial transaction carried on ATM/Micro ATM/POS/e-Com/BC of same Bank or any other Bank are eligible |
5 years & above of age subject to T&C |
Claim form to be submitted to IDFC FIRST Bank with required documents and following terms & conditions.
Insurer details are given below:
Insurance Company details |
C/o Name: The New India Assurance Co. Ltd. Address: Mr. Satish Palav
SPOC from insurer end is given below:
|
What is the procedure to claim the benefits rupay debit card insurance?
You will need to fill up and submit the Claim Form with the necessary documents. Click here to download the form.
Where can I get the RuPay Insurance Bank Declaration Form?
You can download the RuPay Insurance Bank Declaration Form here.
What are the terms and conditions I need to know of?
All the T&Cs for IDFC FIRST Bank RuPay Insurance scheme details can be found here here.
For detail information on IDFC FIRST Bank RuPay Classic Card Insurance scheme, please contact BOC (Bankers on call) 1800 10 888 or IDFC FIRST Branch.
Dining and Other Amazing Offers
From food & beverage to shopping for your favourites, avail exciting RuPay debit card offers with every IDFC FIRST Bank RuPay Classic Debit Card. Check out all the available offers in the link below:
Card Services
Tokenisation:
- Card Tokenisation or Card on File Tokenisation (COFT) is one more step towards securing customer’s card details stored on merchant platforms (website or apps). As per regulator guidelines, merchants are instructed not to store details like card number, CVV & expiry date and should adopt for card tokenization. In case customer doesn’t opt for card Tokenisation, cardholder will be required to input details like card number, CVV and expiry date on every instance
