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  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

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Cashback Credit Cards

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Maximise savings with every purchase

Cashback Credit Cards help maximise your savings by offering a percentage of your spending back as cash rewards. This can help you save money on your everyday purchases. Whether you are dining out, shopping online, or paying utility bills, these cards ensure you get the most out of your transactions. Plus, enjoy seamless transactions, enhanced security, and a range of exclusive perks that make every purchase more rewarding. Explore the features and benefits of these cashback credit cards from IDFC FIRST Bank and find the perfect one to match your spending habits.

Cashback Credit Cards by IDFC FIRST Bank

FIRST EA₹N Credit Card

FIRST EA₹N Credit Card

Assured cashback for everyone.

  • Get a 1% cashback on every spend via the IDFC FIRST Bank mobile app.
  • Earn 0.5% cashback on UPI spends via other apps like PhonePe, Google Pay, BHIM and all online spends.
  • Enjoy 0.5% cashback on all utility, insurance, and wallet load.
  • Enjoy a 25% discount up to ₹100 on movie tickets booked on District by Zomato.
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ashva-credit-card

Ashva Credit Card

Add a touch of enchantment to everyday adventures.

  • For every transaction above ₹500, you earn ₹500 as cashback, up to four times, getting you a total cashback of ₹2,000. Validity is for the first 60 days after the virtual credit card is generated. The cashback will be credited upon paying the joining fee.
  • Get 5X rewards on spending below ₹20,000 in a billing cycle and 10X rewards on spending above ₹20,000 and on birthdays.
  • Avail a “Buy One, Get One Free” offer on movie tickets with up to ₹400 off on the second ticket. The benefit can be availed twice in a calendar month.
Apply Now Know More
Mayura Credit Card

Mayura Credit Card

Make everyday a celebration of life’s finest pleasures.

  • For every transaction above ₹1,000, you receive ₹1,000 as cashback, up to four times, getting you a total cashback of ₹4,000. The offer is valid for the first 60 days after the virtual credit card is generated. The cashback will be credited upon paying the joining fee.
  • Get 5X rewards on spending below ₹20,000 in a billing cycle and 10X rewards on spending above ₹20,000 and on birthdays.
  • Avail a “Buy One, Get One Free” offer on movie tickets with up to ₹500 off on the second ticket. The benefit can be availed twice in a calendar month.
  • Avail a 1% fuel surcharge waiver up to ₹500* in a statement cycle at all fuel stations across India on transactions between ₹200 & ₹5,000.
Apply Now Know More
FIRST Power+ Credit Card

FIRST Power+ Credit Card

Your preferred drive for a life in the fast lane.

  • Enjoy ₹500 cashback on your 1st HPCL fuel transaction of ₹500 or above within the first 30 days of card setup.
  • Earn 5% cashback (up to ₹1,000) on the transaction value of the 1st EMI conversion within the first 30 days of your card setup.
  • Get 25% off on movie tickets up to ₹100, once every month.
  • Enjoy 0% interest on ATM cash withdrawals until due date.
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FIRST Power Credit Card

FIRST Power Credit Card

Power your savings and lifestyle.

  • Enjoy a ₹250 cashback on the 1st HPCL fuel transaction of ₹250 or above*
  • Get a 5% cashback (up to ₹1,000) on the transaction value of 1st EMI conversion*
  • Enjoy 0% interest on ATM cash withdrawals until due date
  • Get rewarded for every UPI transaction
  • Enjoy low and dynamic interest rates starting at just 0.75% per month
Apply Now Know More

Eligibility criteria & documents to apply for cashback credit cards

Age: 21 years and above

Salary: A stable and decent source of income through salary or self-employment (May vary depending on the card)

Credit Score: A good credit score as per the bank’s requirements

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Documents required

  • Identity proof (Aadhaar card, PAN card, passport)
  • Address proof (Utility bill, Aadhaar)
  • Income proof (Salary slips, bank statement, or Form 16)

Features and benefits of cashback credit cards

Attractive cashback

Earn cashback on every purchase, including online shopping, utility bill payments, and travel expenses.

Exclusive discounts

Get attractive discounts on dining, movie tickets, fuel, and partner brands.

Contactless payments

Enjoy fast and secure transactions with contactless payment technology.

Interest-free cash withdrawals

Withdraw cash from ATMs without any interest up to the due date depending on the type of card.

Travel Benefits

Avail complimentary rail and airport lounge access and discounts on travel bookings.

FAQs

Is a metal credit card better?

Metal credit cards are considered premium due to their durability, design, and exclusive benefits. However, the value depends on the features and rewards offered compared to traditional plastic credit cards. When selecting a credit card, you must consider the eligibility criteria, annual income, and your spending habits for a suitable card.

What is the purpose of a metal credit card?

A metal credit card signifies exclusivity and premium status. It often comes with luxury benefits, high cashback deals, and additional travel perks.

How to dispose of a metal credit card?

Since metal cards cannot be shredded like plastic cards, you should return them to the bank for secure disposal or cutting using specialised tools.

Can I change my card to metal?

Some banks allow cardholders to upgrade to a metal version, depending on the eligibility and card variant. Contact IDFC FIRST Bank for upgrade options.

Are metal cards premium?

Yes, metal credit cards are considered premium due to their high-end design and exclusive privileges, including higher cashback, travel benefits, and concierge services.

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