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Introducing the First-in-industry IDFC FIRST Bank's Super Account
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You gain a dedicated partner committed to helping you reach your full potential and achieve new heights
Know More- Account with Auto-Sweep FD
- Account for all Domestic businesses
- Account for Importers & Exporters
- Account for Start-ups
- Accounts for Trusts/Associations/Societies/Clubs
- Account for Merchants
- Account for Agri Traders
- Account for Self-employed professionals
- Special Purpose Accounts e.g. SNRR, RERA, EEFC
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
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Streamline your export process with digital convenience with IDFC FIRST Bank's Export Solutions
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Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments
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A Card that Powers your Savings & Lifestyle
IDFC FIRST Bank HPCL Credit Card
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Cashback Credit Cards
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Maximise savings with every purchase
Cashback Credit Cards help maximise your savings by offering a percentage of your spending back as cash rewards. This can help you save money on your everyday purchases. Whether you are dining out, shopping online, or paying utility bills, these cards ensure you get the most out of your transactions. Plus, enjoy seamless transactions, enhanced security, and a range of exclusive perks that make every purchase more rewarding. Explore the features and benefits of these cashback credit cards from IDFC FIRST Bank and find the perfect one to match your spending habits.
Cashback Credit Cards by IDFC FIRST Bank
FIRST EA₹N Credit Card
Assured cashback for everyone.
- Get a 1% cashback on every spend via the IDFC FIRST Bank mobile app.
- Earn 0.5% cashback on UPI spends via other apps like PhonePe, Google Pay, BHIM and all online spends.
- Enjoy 0.5% cashback on all utility, insurance, and wallet load.
- Enjoy a 25% discount up to ₹100 on movie tickets booked on District by Zomato.
Hello Cashback Credit Card
Say Hello to Powerful Cashback
- 5% Cashback on incremental online spends above ₹10,000 worth ₹18,000 per year.
- 3% Cashback on online spends up to ₹10,000.
- 1% Cashback on UPI spends done via IDFC FIRST Bank App.
- 1% Cashback on in store swipes and essential category spends, including rent, utility, insurance education, FASTag etc.
- Additional 1% Cashback on Hotel and Flights booking via IDFC FIRST Bank App
Eligibility criteria & documents to apply for cashback credit cards
Age: 18 years and above
Salary: No income proof needed
Credit Score: No credit score required
Documents required
- Identity proof (Aadhaar card, PAN card, passport)
- Address proof (Utility bill, Aadhaar)
Features and benefits of cashback credit cards
Frequently Asked Questions
Can I use a cashback credit card overseas?
Yes, you can use your cashback credit card internationally at any merchant location that accept credit cards. Overseas transactions are subject to applicable foreign currency markup fees, as per the bank’s terms and conditions.
What is the maximum amount of cashback that I can receive?
The maximum cashback depends on the card’s applicable terms, spending category, and limits defined by IDFC FIRST Bank. You can find these details in the card’s benefit section.
Is there any specific credit score required to apply for credit card with cashback?
While there is no fixed score publicly stated, a credit score above 750 generally improves your chances of approval and access to better credit limits. However, you can apply for FD credit cards like FIRST Earn or Hello Cashback credit card even without a credit score.
Is there a limit on the maximum cashback I can earn in a billing cycle or year?
Yes, cashback limits may apply per billing cycle or annually, depending on the card’s cashback policy and usage categories.
How do cashback credit cards differ from reward points credit cards?
Cashback credit cards offer direct savings as cashback, while reward cards provide points that need redemption. Cashback cards are simpler and ideal for users seeking instant value.
Can I earn cashback on UPI payments?
Yes, selected cashback credit cards, such as Hello Cashback and FIRST EA₹N allow you to earn cashback on UPI transactions made by linking your credit card to supported UPI apps. Cashback percentages and limits vary by card.
How can I track my cashback earnings?
You can track your cashback through your monthly credit card statement or the IDFC FIRST Bank mobile app.
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Cashback credit card revolution: Earn while you spend in India
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Get the best cashback credit card in India for your expenses
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