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How Ashva elevates your travel experience? Redefine how you travel

Key Takeaways

Ashva is a premium metal travel credit card by IDFC FIRST Bank with a low 1% forex markup, making international spending cost-effective.
Enjoy 4 complimentary domestic and 2 international airport lounge visits per quarter, plus 4 railway lounge visits per quarter.
Earn 30X bonus Reward Points on hotel bookings and 15X on flight bookings via the IDFC FIRST Bank Mobile App.
Travel with confidence with trip cancellation cover of up to ₹25,000 per year and complimentary roadside assistance worth ₹1,399.
Unlock VISA Infinite privileges including discounted airport transfers, meet and greet services, and benefits at 900+ luxury hotels worldwide.

24 Jun 2026 by Team FinFIRST

Ashva travel credit card elevates your travel experience

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Trips make for the most memorable moments in life. They give you an opportunity to unwind, connect with new people, explore different cultures, eat good food, and participate in exciting activities. Travelling is almost a necessity today to break free from mundane stress

While this is the case, you want a credit card that supports you in this journey with maximum rewards and savings. IDFC FIRST Bank’s Ashva credit card embodies this. Learn all about its unique benefits that enhance your trips.

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What is the Ashva travel card?

Ashva is a premium metal travel card by IDFC FIRST Bank. It is designed to enhance your travel experience with VISA Infinite privileges and travel-specific benefits. Besides the journey, it rewards you with discounts on entertainment and leisure spends to make your vacation time special. You can use it to maximise savings on domestic and international trips. It has a vast range of benefits to make both types of trips feel special and rewarding. The key is to plan ahead and use it wisely to cash in on reward points and minimise fees.

Key benefits of the Ashva travel credit card

If you are a frequent traveller, having an Ashva credit card gives you an edge with savings. Here’s how this travel card supports you in making your trips rewarding:

Low forex charge

Spending money on a foreign trip often comes with hidden costs like forex charges on currency exchanges. Ashva credit card changes this with only 1% forex markup fee.

Appreciating reward points

You can earn accelerated rewards on every spend. Get 30x bonus points on hotel bookings and 15x bonus points on flight bookings done via IDFC FIRST Bank’s mobile app. You also get reward points on your monthly spends, monthly statement, and payment of joining and annual fee.

Free trip cancellation protection

Travel plans change, or something unexpected forces you to reconsider. In such instances, you can rely on Ashva’s trip cancellation cover of up to ₹25,000 for 2 claims on hotel and flight bookings.

Travel insurance

The travel card also comes with a built-in travel insurance that covers unexpected expenses of up to ₹1,200. This resolves uncertainties like baggage loss, medical emergencies, theft, etc.

Railway lounge access

Train journeys get more comfortable with 4 complimentary visits to the railway lounges in a quarter with an Ashva travel credit card. You can easily unwind before boarding.

Complimentary airport lounge access

The convenience of railway lounge access extends to domestic and international airport lounges. You get 4 complimentary visits in a quarter to Indian airport lounges and 2 complimentary visits per quarter to global airport lounges.  

Fuel surcharge waiver

If you’re going on a road trip, the Ashva travel card supports you through 1% discount of up to ₹300 on fuel spends valued between ₹200 and ₹5,000. This is applicable to each statement cycle.

Roadside assistance

Nothing should dampen your road trip experience. This is why the Ashva credit card helps you treat vehicle issues in the middle of nowhere with roadside assistance cover of up to ₹1,399.

VISA infinite perks

As a VISA credit card , Ashva lets you enjoy its infinite global privileges like discounted airport meet and greet at 450 destinations and concierge services for dining, staycation, and other trip planning activities. You also get a discount on airport transfers in 3,000+ cities and exclusive benefits on 900+ luxury hotels.

How to apply for an Ashva travel card?

Applying for the Ashva travel credit card by IDFC FIRST Bank is a fairly smooth process, due to the digitised convenience. Here’s how the simple steps go:

1. Apply via the IDFC FIRST Bank app/website

You can conveniently apply for an Ashva travel card on the IDFC FIRST Bank app or official website. The digital-first approach makes applying for the card secure and easy.

2. Fill in basic details

You can kick off the process with basic details like your full name as per Aadhaar, date of birth, and mobile number linked with Aadhaar. You can then verify these details through an OTP.

3. Complete the form

On the next screen, you will be asked for further information like your current address, monthly income, occupation, PAN, etc. This helps the bank assess your eligibility for the travel credit card .

4. Upload documents

Upload KYC documents like Aadhaar, PAN, passport/ Voter ID and income proof like salary slips/business income proof, or bank statement to help verify your eligibility.

5. Receive the card instantly

If your application is complete and satisfies the eligibility criteria, you can get instant access to your virtual card. You can start using it after paying the joining fee, while you wait for the physical Ashva travel card, delivered shortly after.

Final words

Travelling feels better and more enjoyable with a credit card like Ashva by your side. It adds to your comfort with low costs, waivers, and reward points. It makes your travel safer with insurance, cancellation benefit, roadside assistance, etc. You can also rest while waiting to board with railway and airport lounge access. It covers you holistically to meet all your travel needs. The application process is also smooth and quick to let you fund your trip costs conveniently with limited hassle.

Frequently Asked Questions

Is the Ashva travel credit card good for international trips?

Yes, Ashva is specifically designed to make international and domestic travel convenient. It offers a low 1% forex markup, complimentary airport lounge access, travel insurance, and VISA Infinite privileges to make your travel abroad smoother.

How do reward point redemptions work with the Ashva travel card?

Reward points earned on the Ashva travel card never expire. Per point equated to ₹0.40, which you can redeem when you make online transactions by using the ‘Pay using rewards’ option.

Can I use Ashva credit card for everyday spendings when I’m not travelling?

Absolutely. Ashva credit card offers benefits beyond travel spends, like complimentary golf rounds, buy 1 get 1 offer on movie tickets, conversion of big-ticket purchases into EMIs, UPI-powered convenience, etc. This makes it useful even beyond travel.

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.

The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirst.bank.in for latest updates.