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Zero Forex Markup Current Account

Maximise your savings and boost profitability with our Zero Forex Markup current accounts

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bulk-payments

Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments

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Hello Cashback Credit Card

Cashback for everyone, for every spend that matters

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WhatsApp banking

Right Arrow

Say ‘Hi 👋’ on WhatsApp at 9555 555 555 & we’ll get back to you instantly

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Track Requests

Right Arrow

View & track all your past and active service requests.

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Raise a Request

Right Arrow

Facing issues? Let us know how we can help you

Locate Us

Locate Us

Right Arrow

Locate your nearest IDFC FIRST Bank branches and ATMs

Add a compliment

Add a compliment

Right Arrow

Our customers are talking, and we think you’ll like what they’re saying.

Customer care

Customer care

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We will be happy to help you 24x7.

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Help Center

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Support topics, FAQs and more

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Download our app

Get instant help for all your queries in one place

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Savings Account

Enjoy a host of benefits with a digital savings account

Key Takeaways

  • Key Takeaway ImageIDFC FIRST Bank’s digital savings account offers a fully paperless, instant account opening experience with high interest rates up to 6.50% p.a. credited monthly.
  • Key Takeaway ImageCustomers enjoy zero-fee banking on essential services, secure digital transactions, and exclusive debit card perks like airport lounge access and insurance cover.
  • Key Takeaway ImageWith flexible card options and powerful mobile banking features, the account combines convenience, safety, and value for a complete digital-first banking experience.
30 Jun 2025 by IDFC FIRST Bank

IDFC FIRST Bank offers a new-age digital savings account for customers who use their smartphones for all things financial - right from making a transaction to handling investments. With IDFC FIRST Bank, you can now open a digital savings account instantly with only a few taps on your screen

The IDFC FIRST Bank digital savings account comes with a range of benefits:

  • Savings account Interest rates of up to 6.50% p.a., credited monthly
  • Paperless digital A/C opening with Video KYC
  • Zero-fee banking for 30+ common services like IMPS, RTGS and NEFT
  • Seamless and secure online payments and transactions
  • Value-added benefits like exclusive benefits and offers on debit card, accident insurance, and easy investment options for a complete banking experience.

IDFC FIRST Bank Digital Savings Account Card Benefits
 

While opening your account, you can choose between a Savings Account variant with a World Debit Mastercard and a Savings Account variant with a VISA Classic Debit Card.

Benefits of a Savings Account (25K AMB) with a World Debit Mastercard® debit card
 

  • Free and unlimited ATM transactions: at any bank, anywhere in India
  • Higher daily purchase limit of ₹6 lakh and higher daily ATM withdrawal limit of ₹2 lakh
  • Complimentary domestic airport lounge access, once every quarter
  • Free Personal Accident Insurance Cover of ₹35 lakhs and Air Accident Insurance Cover of ₹1 crore.

Benefits of a Savings Account (10K AMB) with a VISA Classic Card
 

  • Daily ATM cash withdrawal limit of ₹1 lakh and higher purchase limit of ₹4 lakhs
  • Free and unlimited ATM transactions at any bank, anywhere in India
  • Free Personal Accident Insurance Cover of ₹5 lakhs and Air Accident Insurance Cover of ₹30 lakhs
  • Lost card liability protection of up to ₹4 lakhs
  • Purchase Protection of up to ₹50,000.

IDFC FIRST Bank’s digital savings account offers all the benefits of a savings account minus the paperwork and the hassles of visiting the branch personally. Open bank account online with IDFC FIRST Bank today and experience a host of benefits delivered with just a few taps on your phone. Download the IDFC FIRST Mobile Banking App to keep track of all your bank needs! 

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.

The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirst.bank.in for latest updates.