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Introducing the First-in-industry IDFC FIRST Bank's Super Account
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You gain a dedicated partner committed to helping you reach your full potential and achieve new heights
Know More- Account with Auto-Sweep FD
- Account for all Domestic businesses
- Account for Importers & Exporters
- Account for Start-ups
- Accounts for Trusts/Associations/Societies/Clubs
- Account for Merchants
- Account for Agri Traders
- Account for Self-employed professionals
- Special Purpose Accounts e.g. SNRR, RERA, EEFC
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
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Streamline your export process with digital convenience with IDFC FIRST Bank's Export Solutions
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Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments
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Explore Personal
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Tools & Calculators
Privilege Program
- Privilege Program
Unlock features, exclusively available
only on the IDFC FIRST Bank app
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Exclusive offers
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Insurance coverage
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Exclusive offers
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Insurance coverage
Enhanced ATM and POS Withdrawal Limits
Enjoy higher limits with the convenience of setting limits of own choice via net/mobile banking
Limits on RuPay Platinum Debit card
What are the different limit options I can set for my RuPay Platinum Debit Card?
With the IDFC RuPay Platinum Debit Card, you get to set limits for cash withdrawal as well as purchase. Depending on your Platinum debit card variant, you have maximum limit set.
Refer to the below table for more details.
|
Daily ATM Withdrawals |
Daily Purchases |
RuPay Platinum |
Rs. 50,000 |
Rs. 1,00,000 |
You can set limit for your IDFC FIRST Bank Debit Card by logging in to your net banking or through Mobile application.
What are the steps to set up the limit for my IDFC RuPay Platinum Debit Card?
We have made a quick guide for your reference. You can download the guide from here
What is the per transaction limit on my ATM withdrawal?
An amount up to INR 10,000/transaction can be withdrawn using your Debit Card on non IDFC FIRST Bank ATMs. On IDFC FIRST Bank ATMs, you can withdraw up to 40 notes/transaction (final amount may depend upon the available denomination and your daily withdrawal limit)
What is Contactless Transaction?
It is a faster mode of payment that can be done with just - TAP & PAY. Customer needs to TAP the card on the POS machine in order to PAY, instead of a swipe or dip.
How to identify if Debit Card accepts Contactless payments?
Customer needs to look for 
this symbol on their Debit Card. This symbol represents Contactless.
How to enable Contactless option in order to do transactions?
Contactless flag can be enabled through IB/MB under Card section > Manage limit > Enable contactless flag and set the limit
Note: As per RBI card security guidelines, Contactless option activation will work after one successful POS/ATM transaction with PIN.
How to use it?
Customer can use their RuPay Debit Card at a POS machine where a contactless symbol is displayed or contactless transactions are accepted.
RuPay Contactless transaction limit:
Transactions |
Amt (INR) |
RuPay Contactless transaction without PIN (Tap & Pay) |
Up to INR 5000 |
RuPay Contactless transaction with PIN (Tap card & enter PIN) |
Above INR 5000 |
Personal Accidental Insurance on RuPay Platinum Debit Card
Avail free insurance cover on debit card with your IDFC FIRST Bank RuPay Platinum Debit Card (death or permanent disability). You will also have no liability for unauthorised transactions on your card. Get more details in the link below:
Insurance Coverage Available
What are the Insurance coverage offered on Debit card usage?
Card Variant |
Personal Accident Insurance |
Lost Card Liability |
RuPay Platinum Debit card |
Rs. 2,00,000 |
Rs. 2,00,000 |
What does Lost card Liability offer?
With IDFC FIRST Bank RuPay Platinum Debit Card you have no liability for unauthorized transactions on Debit Cards on receipt of notification from the card holder.
Please click to Know more
What are the RuPay Platinum debit card benefits and eligibility criteria for Personal Card Insurance?
Card Type |
Sum Assured |
Eligible Customers |
Age Criteria |
RuPay Platinum Debit Card |
Rs 2,00,000 |
One successful RuPay Platinum Card induced financial transaction at any POS/E-Com of same Bank or any other Bank Cardholder to perform one successful transaction 45 days prior to date of accident |
Open to all cardholders and subject to fulfillment of T&C |
Note:
• All RuPay Offers & benefits can be claimed on only one RuPay card per customer and not on multiple cards, if held by him/her
• Claim form to be submitted to IDFC FIRST Bank with required documents and following terms & conditions
Insurer details are given below:
Insurance Company details |
C/o Name: TATA AIG General Insurance Company limited Address: TATA-AIG General Insurance Co. Ltd. A-501, 5th Floor, Bldg No.-4, Infinity Park, Dindoshi, Malad (East) Mumbai-400097 Email: rupayinsurance@npci.org.in & rupay@tataaig.com
SPOC from insurer end is given below:
Name: Devank Dubey Email Id: Devank.dubey@tataaig.com Mob No.: 9794819921 |
Where can I get the claim form to avail the insurance cover on debit card?
You can download the claim from here.
Where can I download bank declaration form for my insurance on debit card?
The bank declaration can be found here.
What are the terms and conditions for IDFC FIRST Bank RuPay platinum debit card insurance scheme?
Refer to all the terms and conditions required for IDFC FIRST Bank RuPay platinum debit card insurance here.
Dining and Other Amazing Offers
Relish your favourite cuisines with rupay platinum debit card offers on popular online food ordering platforms. Get exciting discounts with your IDFC FIRST Bank RuPay Platinum Debit Card. Explore all the offers in the link below:
Click here to view our details terms and conditions.
Offers from RuPay
Receive exclusive RuPay Platinum Debit Card benefits like discounts and offers with your IDFC FIRST Bank RuPay Platinum Debit Card. Explore them in the link below:
Concierge Service
Enjoy special concierge service as an IDFC FIRST Bank RuPay Platinum Debit Card holder. Available 24/7, this service can be availed by calling our toll-free number – 1800-26-RUPAY (78729). Find out more about our services below:
• Only a facilitating service is provided to the cardholder and does not advocate the service provider or services from its merchants/vendors. • IDFC FIRST Bank RuPay Platinum Debit Card concierge service can be availed in English or Hindi by calling the toll-free number – 1800-26-RUPAY (78729). • Most of the services are chargeable, and the service provider shall communicate costs at the time of placing the request. The cardholder needs to bear the cost of the service, and any other cost incurred to mobilise or facilitate the service. • The cardholder can use the above services multiple times. • Other services the cardholder can avail:
Card Services
Tokenisation:
- Card Tokenisation or Card on File Tokenisation (COFT) is one more step towards securing customer’s card details stored on merchant platforms (website or apps). As per regulator guidelines, merchants are instructed not to store details like card number, CVV & expiry date and should adopt for card tokenization. In case customer doesn’t opt for card Tokenisation, cardholder will be required to input details like card number, CVV and expiry date on every instance
Visa Signature Debit Card
A card that brings with it exciting discounts and rewards. Shop, dine, and pay your bills, no matter where you are.
Some of the advantages of debit card include –
- Enhanced ATM Withdrawal and POS Purchase limits
- Free Airport Lounge Access*
- Complimentary Insurance Coverage*
- Early Activation cashback*
- *T&C applied
Visa Platinum Debit Card
Dining, hotel accommodations, fuel surcharge waiver etc. make the most of your experience, wherever you go, with a Visa Platinum Debit Card. Here are some of the perks we offer with this card:
- Seamless payments across physical and online merchants
- Early Activation cashback*
- Complimentary Insurance Coverage*
- *T&C applied
Visa Classic Debit Card
Simplify your payment process with the ease! Experience hassle-free transactions whether you shop online, offline or across the globe.
Here are some of the benefits you can enjoy:
- Secured and seamless transactions with EMV chip and contactless features
- Greater control on setting card limits
- Complimentary Insurance Coverage*
- *T&C applied
IDFC FIRST Bank RuPay Classic Debit Card
Enjoy exclusive benefits whether you’re shopping at a retail outlet, online or withdrawing cash at an ATM. Don’t miss out on the amazing offers, apply for your card online today!
Features that make our customers happy include -
- Safe and Secured transactions with EMV chip Debit card
- Personal Accident Insurance Coverage*
- Greater control on setting card limits
- *T&C applied
Visa Signature Debit Card
A card that brings with it exciting discounts and rewards. Shop, dine, and pay your bills, no matter where you are.
Some of the advantages of debit card include –
- Enhanced ATM Withdrawal and POS Purchase limits
- Free Airport Lounge Access*
- Complimentary Insurance Coverage*
- Early Activation cashback*
- *T&C applied
Visa Platinum Debit Card
Dining, hotel accommodations, fuel surcharge waiver etc. make the most of your experience, wherever you go, with a Visa Platinum Debit Card. Here are some of the perks we offer with this card:
- Seamless payments across physical and online merchants
- Early Activation cashback*
- Complimentary Insurance Coverage*
- *T&C applied
Visa Classic Debit Card
Simplify your payment process with the ease! Experience hassle-free transactions whether you shop online, offline or across the globe.
Here are some of the benefits you can enjoy:
- Secured and seamless transactions with EMV chip and contactless features
- Greater control on setting card limits
- Complimentary Insurance Coverage*
- *T&C applied
IDFC FIRST Bank RuPay Classic Debit Card
Enjoy exclusive benefits whether you’re shopping at a retail outlet, online or withdrawing cash at an ATM. Don’t miss out on the amazing offers, apply for your card online today!
Features that make our customers happy include -
- Safe and Secured transactions with EMV chip Debit card
- Personal Accident Insurance Coverage*
- Greater control on setting card limits
- *T&C applied
