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A brand-new experience - smarter, faster, and secured
Introducing the First-in-industry IDFC FIRST Bank's Super Account
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You gain a dedicated partner committed to helping you reach your full potential and achieve new heights
Know More- Account with Auto-Sweep FD
- Account for all Domestic businesses
- Account for Importers & Exporters
- Account for Start-ups
- Accounts for Trusts/Associations/Societies/Clubs
- Account for Merchants
- Account for Agri Traders
- Account for Self-employed professionals
- Special Purpose Accounts e.g. SNRR, RERA, EEFC
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
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Zero Forex Markup Current Account
Maximise your savings and boost profitability with our Zero Forex Markup current accounts
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Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments
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Quantum+ Credit Card
Assured Cashback Lifetime Free -
Business Max Credit Card
UPI-ready Lifetime Free Low APR
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Business Multiplier Credit Card
Zero Forex Metal Card 10X Rewards
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Hello Cashback
Cashback UPI-ready Assured
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Gaj: Credit Card
Invite Only Zero Forex ₹12,500
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Diamond Reserve
Zero Forex Travel ₹3,000
A Card that Powers your Savings & Lifestyle
IDFC FIRST Bank HPCL Credit Card
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Business Max Credit Card
UPI-ready Lifetime Free Low APR
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Business Multiplier Credit Card
Zero Forex Metal Card 10X Rewards
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FIRST Corporate
Lifetime free Travel
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FIRST Purchase
Lifetime free Working capital needs Rewards
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FIRST Business
UPI Rewards 1.99 Forex
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Micro Enterprise Credit card
UPI-ready Udyam registered MSMEs
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Earn up to 6.50% interest on your Savings Account
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Explore Personal
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Tools & Calculators
Privilege Program
- Privilege Program
Explore Credit Cards
- Newly Launched New
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Quantum+ Credit Card
Assured Cashback Lifetime Free
-
Business Max Credit Card
UPI-ready Lifetime Free Low APR
-
Business Multiplier Credit Card
Zero Forex Metal Card 10X Rewards
-
Hello Cashback
Cashback UPI-ready Assured
-
Gaj: Credit Card
Invite Only Zero Forex ₹12,500
-
Diamond Reserve
Zero Forex Travel ₹3,000
-
- Premium Metal Credit Cards
- Lifetime Free Credit Cards
- FD-Backed Credit Cards
- Zero Forex & Travel Credit Cards
- UPI-enabled Credit Cards
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Quantum+ Credit Card
Assured Cashback Lifetime Free
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FIRST Digital
Virtual UPI ₹199
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Hello Cashback
Cashback UPI-ready FD-Backed
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FIRST EARN
Virtual FD-Backed 1% Cashback
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FIRST Power & Power+
Rewards UPI ₹199
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FIRST WOW! Black
FD-Backed Virtual Travel
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IndiGo IDFC FIRST Dual Card
Travel Lifestyle ₹4,999
- Affordability & Cashback Credit Cards
- Fuel & Insurance Credit Cards
- Commercial Cards
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Business Max Credit Card
UPI-ready Lifetime Free Low APR
-
Business Multiplier Credit Card
Zero Forex Metal Card 10X Rewards
-
FIRST Corporate
Lifetime free Travel
-
FIRST Purchase
Lifetime free Working capital needs Rewards
-
FIRST Business
UPI Rewards 1.99 Forex
-
Micro Enterprise Credit card
UPI-ready Udyam registered MSMEs
-
- Others
Tools & Calculators
Unlock features, exclusively available
only on the IDFC FIRST Bank app
EMI and Repayment related FAQs
Select an area for your enquiry
Categories > EMI and Repayment Related
How do I make overdue payments of my Loan?
For Digital Personal Loans,
- On Website: Click Login > Enter your loan account number > Pay Now option or
- On Mobile Banking: Select Loan > Select the Pay EMI option
How to apply for refund of excess payment made?
Go to the website - Click on Customer Support, under the Loans section, click on Personal loan, you will get to see the options - Excess EMI Refund or you can reach out to our Customer Care on Toll Free Number 1800 10 888
Click here to raise a request
What is the EMI date offered by partners affiliated with IDFC FIRST Bank for personal loans?
Please visit the partner platform to check the EMI date offered by partners affiliated with IDFC FIRST Bank towards your Digital Personal Loans.
What is the Loan repayment process for Personal loan?
You will need to repay your digital personal loan through Equated Monthly Instalments (EMI), wherein you pay a fixed amount each month, until your loan is repaid. Every instalment of the loan that you repay will be partly made up of principal repayment and partly of interest payment.
I want to change my EMI date?
For Digital Loans, EMI dates are fixed & the same cannot be changed.
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