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Airport lounge access and more with the lifetime-free credit card

Key Takeaways

Access to airport lounges lets you catch up on work, relax, or simply enjoy the peaceful atmosphere before your flight.
The lifetime-free FIRST Wealth Credit Card offers complimentary access to airport lounges across the globe, in addition to attractive travel benefits.
Enjoy a low forex markup fee of 1.5%, trip cancellation cover, golf privileges, and more.

06 May 2025 by Team FinFIRST

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Imagine waiting for your next international flight in a serene lounge, sipping on premium coffee, and enjoying high-speed Wi-Fi—all at no extra charge. With the FIRST Wealth Credit Card, this luxury becomes your reality.

This lifetime-free credit card not only grants you complimentary international airport lounge access but also offers low forex markup fees, trip cancellation coverage, exclusive golf course privileges, and more.

Let’s decode!

Combining travel and lifestyle benefits: FIRST Wealth Credit Card

Free for life: Discover the perks of lifetime free Credit Cards

Travel benefits of the FIRST Wealth Credit Card

If you are wondering what benefits are up for grabs with the FIRST Wealth Credit Card, wonder no more. Check out the benefits yourself:

1.Low forex markup fee

FIRST Wealth Credit Card is a low forex markup credit card that is internationally accepted. You can enjoy seamless international transactions without the hassle of carrying cash. It offers forex fee of only 1.5% which helps to maximize your savings on overseas spends.

2. Lounge access

Enjoy railway and airport lounge access with the FIRST Wealth Credit Card on spending ₹20,000 or more in the previous calendar month. Here’s what you get every quarter -

a. Two complimentary domestic airport lounge access

b. Two complimentary international lounge access

c. Four complementary railway lounge access at select terminals

3. Trip cancellation cover

If your trip gets cancelled at the last minute, you don’t have to worry about non-refundable bookings. With trip cancellation cover of up to ₹10,000, get reimbursed for up to ₹10,000 for the non-refundable cost of airfares and hotel bookings. What’s more, you can use the claim twice every year.

4. Up to 10X reward points

Earn up to 3X reward points on spending up to ₹20,000 in a statement cycle. If your spending exceeds ₹20,000 or it’s your birthday, you can earn 10X reward points.

Earn, accumulate, and redeem these reward points to pay for flight tickets or hotel bookings and save on travel expenses.

5. Flight and hotel benefits

You can grab multiple offers on flight and hotel bookings when you book your flights and hotels using the IDFC FIRST Bank Mobile Banking app:

Zero convenience fee on flight bookings
20 bonus reward points on every ₹100 spent on hotel bookings
Seamless in-app booking experience

You can also take advantage of attractive discounts and offers across popular travel merchants, including Yatra, Goibibo, MakeMyTrip, and more.

How to use the airport lounge access feature?

Here are the key details to help you enjoy comfortable complimentary lounge access.

Ensure you have spent a minimum of ₹20,000 in the previous month
Check the list of available lounge (https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/credit-card/Wealth-Lounge-List.pdf)
For domestic airport lounges – Present your FIRST Wealth Credit Card at the airport lounge
For international airport lounges – Present your Dreamfolks card. For easier access, do advance bookings online (https://webaccess.dreamfolks.in/login-user)

FIRST Wealth Credit Card versus other premium cards

What makes the FIRST Wealth Credit Card more rewarding than other premium travel credit cards?

While premium travel cards also offer attractive travel benefits, they often come at a cost. But the FIRST Wealth Credit Card is free for life! There’s no joining or annual fee. So, you enjoy double savings—one on the joining fees and the other on the perks offered with the card. If you’re comparing it with the best credit cards in India for luxury travel, this card clearly stands out.

All you need is an annual income of ₹36 lakhs, and the FIRST Wealth Credit Card can be yours. You can apply online and receive the card quickly.”

How to apply for the FIRST Wealth Credit card

Step 1 - Click Apply Now to visit the card application page.
Step 2 - Fill in and submit your personal and professional details
Step 3 - If you meet the eligibility criteria, your application will be approved in a few days
Step 4 - Complete the video KYC with just your PAN card

Once your details have been verified, you’ll receive the virtual and physical credit card in no time.

Travel smart with the FIRST Wealth Credit Card

Choose the FIRST Wealth Credit Card and unlock the travel benefits that are up for grabs. Whether it is airport lounge access for a comfortable layover or discounts on travel bookings, the card offers all these benefits and more.

So, why the wait? Apply online for one of the best travel rewards credit cards and book your next adventure now!

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.

The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirst.bank.in for latest updates.