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Introducing the First-in-industry IDFC FIRST Bank's Super Account
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You gain a dedicated partner committed to helping you reach your full potential and achieve new heights
Know More- Account with Auto-Sweep FD
- Account for all Domestic businesses
- Account for Importers & Exporters
- Account for Start-ups
- Accounts for Trusts/Associations/Societies/Clubs
- Account for Merchants
- Account for Agri Traders
- Account for Self-employed professionals
- Special Purpose Accounts e.g. SNRR, RERA, EEFC
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
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Zero Forex Markup Current Account
Maximise your savings and boost profitability with our Zero Forex Markup current accounts
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Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments
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A Card that Powers your Savings & Lifestyle
IDFC FIRST Bank HPCL Credit Card
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Earn up to 6.50% interest on your Savings Account
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Instant Loan Related
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Categories > Instant Loan Related
What are the charges for an instant loan taken via my IDFC FIRST Bank Credit Card?
Instant loan on an IDFC FIRST Bank Credit Card will incur the below charges:
- One-time processing fee of Rs.499 or 2% of the loan amount + GST, whichever is higher.
- In the event of foreclosure, 3% + GST will be applied to the principal outstanding. A prorated interest rate will also be charged on the balance.
What are the foreclosure charges for an instant loan taken via my IDFC FIRST Bank Credit Card?
In the event of foreclosure of an instant loan taken on an IDFC FIRST Bank Credit Card, a foreclosure charge of 3% + GST will be applicable on the outstanding principal amount. The balance amount will also be charged pro-rated interest.
What is the eligibility criteria for applying for an instant loan via my IDFC FIRST Bank Credit Card?
It is an offer-based facility, and there are no eligibility requirements for applying for an instant loan with the IDFC FIRST Bank Credit Card.
What is the tenure of an instant loan taken via my IDFC FIRST Bank Credit Card?
IDFC FIRST Bank offers instant loans on credit cards with a tenure ranging from 3 months to 48 months.
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