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FIRST SWYP Credit Card rewards: Ticket to more rewarding lifestyle

Key Takeaways

The FIRST SWYP Credit Card can transform your everyday spending into rewards with all-year-round merchant offers.
This comprehensive guide reveals strategies on this reward credit card to maximise reward points through strategic spending, referrals, and combining offers.

07 Oct 2024 by Team FinFIRST

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Tired of your credit card just sitting there, collecting dust? The FIRST SWYP Credit Card isn't here to play – it's here to elevate your lifestyle with over ₹30,000 in annual rewards.

Imagine turning your daily coffee runs and online shopping sprees into flights, hotel stays, or even cold hard cash. This isn't just a reward credit card, it's a strategy for savvy spenders who know how to maximise their reward points. Ready to level up your rewards game?

When is it worth opting for a credit card protection plan?

Applying for an IDFC FIRST Bank Credit Card? Read these FAQs first

Earning points - Your reward credit card playbook

The FIRST SWYP Credit Card isn't about mindless spending, it's about strategic earning. Here's your roadmap to reward credit card mastery -

Prioritise high-yield categories -

- Take advantage of the 1% fuel surcharge waiver up to =₹200 each month at partner petrol pumps. It's a small percentage that adds up over time

- Zomato discounts aren't just for treating yourself – they are bonus credit card points waiting to happen. Plus, get 10% off on your orders twice every month!

- On EaseMyTrip get an instant 10% off (up to ₹500) on your next flight or hotel booking of ₹5,000 or more when you book with the FIRST SWYP Credit Card

- When you order from Domino’s you can get 20% discount up to ₹80 on orders above just ₹299

- From fashion to beauty, those TATA CLiQ and SUGAR Cosmetics discounts turn your retail therapy to opportunities to earn reward points

UPI, your secret weapon -

Link your FIRST SWYP Credit Card to your UPI for everyday transactions. Those 100 reward points per ₹5,000 spent are a hidden gem.

Rent Day -

If you are eligible, put your rent payment on this card. Also, if you spend more than ₹20,000 on rental and utilities, then you can earn up to 400 reward points.

Leverage welcome offers -

Don't let those initial bonuses go to waste. Earn 2000 Reward points worth ₹500 on spending just ₹5k or more within 30 days of card issuance. Also, you can win travel discount coupons worth ₹2,100 and earn 1000 reward points on your first EMI conversion.

Share the rewards love -

The referral program is your friend and earn more than ₹11,000. Spread the word, and you will soon be raking in credit card points, cashback, and even movie vouchers.

How to use the credit card reward points - Referrals for win

Sharing is caring, and with the FIRST SWYP Credit Card, it's also rewarding. Check out the bounty you can unlock by referring friends and family -

Number of referrals	Your reward
1	Waived annual subscription fee
3	4,000 reward points
5	EMI fee waiver (up to ₹1,500)
7	₹2,000 worth of movie vouchers
9	₹2,500 cashback
10	4 complimentary domestic airport lounge access

Stack your savings - Combo power

Don't let those rewards go solo. Amplify your benefits with these clever combos -

Double the discounts -

Pair your FIRST SWYP Credit Card dining discounts with Zomato's own offers for the ultimate foodie savings.

Travel pro -

Book your EaseMyTrip flights or hotels with your FIRST SWYP Credit Card and enjoy both the card's discount and EaseMyTrip's promotions.

Weekend warrior -

Combine complimentary roadside assistance with a weekend getaway to ensure a smooth and worry-free trip.

Enjoy 300+ merchant offers -

Avail discounts and deals across various stores and categories.

Milestone rewards for your savings

Here are some of the milestone rewards of your FIRST SWYP Credit Card –

Earn 200 reward points -

If your monthly spending exceeds ₹5,000.

Earn 500 reward points -

If your monthly spending exceeds ₹10,000.

Earn 1,000 reward points -

If your monthly spending exceeds ₹15,000.

Earn 400 reward points -

Upon spending ₹20,000 or more on rental and utility bill expenses for the month.

Earn 100 reward points -

For every ₹5,000 spent through UPI in a month.

Your reward credit card awaits

The FIRST SWYP Credit Card isn't just a payment tool – it's your partner in maximising every rupee you spend. From fuel fill-ups to online shopping sprees, this reward credit card transforms ordinary transactions into extraordinary rewards.

Ready to unlock a world of benefits and turn your spending into unforgettable experiences? Apply for the FIRST SWYP Credit Card today and start your journey towards a more rewarding lifestyle.

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.

The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirst.bank.in for latest updates.