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Personal Loan
How to buy an iPhone on EMI in India without a credit card
Key Takeaways
With IDFC FIRST Bank’s FIRSTmoney personal loan, you can own any iPhone model in India on EMI, without needing a credit card.
- You can get instant funds from ₹50,000 to ₹10 lakh within 10 minutes, with repayment options ranging from 9 to 60 months and zero foreclosure charges.
- The application process is easy and 100% digital that doesn’t require you to upload any documents.
Looking to buy the latest iPhone 17 in India but don’t have a credit card? With the FIRSTmoney Personal Loan from IDFC FIRST Bank, you can get instant approval and funds from ₹50,000 to ₹15 lakh in just 10 minutes—making it one of the fastest ways to own an iPhone on EMI without a card.
READ MORE
Why consider FIRSTmoney for your iPhone purchase?
- 100% digital process – no need to fill lengthy forms or upload any documents
- Instant disbursal within 10 minutes, directly to your bank account
- Flexible repayment options from 9 to 60 months
- Zero foreclosure charges – close your loan anytime and save on interest
You can also avail additional loans anytime directly from the app, without reapplying from scratch. In short, FIRSTmoney personal loan is perfect for buyers in India who want to own the latest iPhone on EMI without applying for a credit card.
Eligibility & documents required for FIRSTmoney personal loan
The eligibility criteria for FIRSTmoney personal loan is simple:
- You must be between 21 to 60 years of age
- Both salaried and self-employed individuals can apply
- You should have a CIBIL score of 710 or above
FIRSTmoney personal loan doesn’t require any paperwork or document uploads. All you need is:
1. Your PAN and Aadhaar number for application
2. Your physical PAN card that needs to be displayed during the video KYC
💡Get instant funds with just PAN, Aadhaar and Video KYC— no salary slips, no physical forms.
Sample FIRSTmoney EMI plans for the latest iPhone series
iPhone Model |
Price (INR) |
12‑month EMI |
24‑month EMI |
36‑month EMI |
48‑month EMI |
60‑month EMI |
iPhone 17 Pro Max |
₹1,49,900 |
₹13,178 |
₹6,916 |
₹4,836 |
₹3,801 |
₹3,184 |
iPhone 17 Pro |
₹1,34,900 |
₹11,859 |
₹6,224 |
₹4,352 |
₹3,421 |
₹2,866 |
iPhone Air |
₹1,19,900 |
₹10,541 |
₹5,532 |
₹3,868 |
₹3,040 |
₹2,547 |
iPhone 17 |
₹82,900 |
₹7,288 |
₹3,825 |
₹2,675 |
₹2,102 |
₹1,761 |
These EMI amounts are calculated at 9.99% p.a. using IDFC FIRST Bank’s Personal Loan Calculator. They may vary slightly depending on your profile and loan terms.
How to get a FIRSTmoney personal loan
- Click on Apply Now
- Register with your mobile number and basic details
- Choose your loan preferences and link your bank account
- Complete video KYC
- Get instant disbursal within 10 minutes
Final Words
Owning the iPhone 17 or any other iPhone model in India doesn’t require you to have a credit card. With FIRSTmoney personal loan from IDFC FIRST Bank, you can enjoy instant disbursal, flexible repayment, and zero foreclosure charges. Whether you’re upgrading to the iPhone 17 Pro Max or choosing any other model, split the cost into easy EMIs and own your iPhone stress-free.
👉 Apply now for FIRSTmoney Personal Loan and get your iPhone on EMI without a credit card in India.
Frequently Asked Questions
Can I buy an iPhone on EMI without a credit card?
Yes. With FIRSTmoney Personal Loan from IDFC FIRST Bank, you can purchase any iPhone model on EMI without needing a credit card. The loan amount is disbursed directly into your bank account.
How fast can I get funds with FIRSTmoney?
FIRSTmoney offers instant disbursal in as little as 10 minutes, allowing you to buy your iPhone immediately after approval.
What documents are needed for a FIRSTmoney personal loan?
You only need your PAN and Aadhaar number to apply. During the video KYC, you must display your physical PAN card.
Disclaimer
The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.
The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirst.bank.in for latest updates.
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