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VKYC for NRIs: A Seamless Digital Onboarding Experience

Key Takeaways

IDFC FIRST Bank’s VKYC enables eligible NRIs to open accounts remotely while in India through a secure RBI-compliant video verification process.
NRIs from the USA, UK, Australia, Canada, and UAE can complete digital onboarding in just 5 to 10 minutes with Aadhaar, PAN, and passport verification.
With VKYC, IDFC FIRST Bank simplifies NRI account opening through a fully digital, secure, and convenient onboarding experience.

16 May 2026 by Team FinFIRST

VKYC for NRI Account Opening with IDFC FIRST Bank

Open an Account

VKYC for NRIs is an industry‑first initiative launched by IDFC FIRST Bank, enabling the remote onboarding of Non‑Resident Indians while they are in India through a secure Video KYC (VKYC) process. This process is conducted in accordance with the Video Customer Identification Process (VCIP) framework prescribed by the Reserve Bank of India (RBI).

The initiative is designed to ensure that NRIs can complete their account opening formalities efficiently, without spending a significant portion of their visit navigating banking procedures. To make the most of this digital account opening experience, it is essential to keep the following points in mind.

Open an NRI account

8 Signs you've finally found the best bank for your NRI account

Check Eligibility for VKYC

The VKYC process is currently available only to NRI customers holding a valid Indian passport who are physically present in India. At present, this facility is offered to NRIs visiting from five countries: the United States, the United Kingdom, Australia, Canada, and the UAE.

As a prerequisite, customers must possess a valid Aadhaar that is linked to both PAN and an Indian mobile number.

Keep Required Documents Ready

During the VKYC session, customers must present the original hard copies of the following documents to the Video KYC Officer:

PAN card

Passport

Valid Visa

The officer will also verify the customer’s signature during the call. Customers are therefore advised to keep a blank sheet of paper and a pen readily available.

Be Technically Prepared

To ensure a smooth and quick VKYC experience:

Sit in a well‑lit environment

Keep all required documents within easy reach

Ensure a stable internet connection with good network strength

Adequate technical preparedness helps prevent disruptions during the VKYC process and enables faster completion of account opening formalities.

How to Get Started

Eligible customers can click here to begin the NRI account opening application. The process is simple and completely digital:

Initiate the application using your mobile number and email address, followed by OTP validation.
Enter your PAN and Aadhaar details, which will be verified through an OTP-based authentication process.
Provide additional information, including your overseas address, nominee details, and other required personal information.
Complete the KYC process via a video call, which can be undertaken immediately or scheduled at your convenience.

Conclusion

Video KYC has significantly simplified the NRI account opening journey by enabling secure digital verification through a video interaction, eliminating the need for physical verification methods.

By leveraging digital tools such as VKYC, IDFC FIRST Bank makes it easier for NRI customers to open accounts remotely and efficiently. VKYC applications are typically completed within 5–10 minutes, ensuring a quick and seamless experience. The bank also offers a comprehensive range of NRE account and NRO account, making it a one‑stop solution for NRIs seeking a hassle‑free banking experience.

Open your NRI account seamlessly with IDFC FIRST Bank today.

Frequently Aksed Questions

What is V KYC for NRIs?

V KYC or Video KYC is a digital identity verification that lets NRIs complete their KYC through a secure video call with a bank executive - identity, location, and account opening your documents are typically verified.

Is VCIP and Video KYC the same?

Yes. VCIP and Video KYC are one and the same. VCIP stands for Video-based Customer Identification Process, it is the official regulatory term for the video KYC process.

What is the eligibility for video KYC for NRIs?

To be eligible for VCIP or V-KYC you have to be:

A Non-Resident Indian (NRI) applying for a new NRI account

Be present in India during the Video KYC.

Must possess a valid Indian passport and a PAN card.

PAN must be linked with Aadhaar.

An India mobile number must be linked with Aadhaar.

Currently offered to eligible NRIs with a valid visa from the USA, UK, Australia, UAE or Canada.

The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirst.bank.in for latest updates.