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Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
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Earn up to 6.50% interest on your Savings Account
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Maximise
savings with
6.50% p.a. interest
on balances from ₹3 lakhs to ₹25 crores
Invest in India, wherever you are
Digital-first onboarding with instant PIS account
Fuel your dreams with
IDFC FIRST Bank MBA Scholarship
IDFC FIRST Bank’s MBA Scholarship 2026-28 is back!
Become a banker in just 12 months!
Join our Emerging Bankers Program for a guaranteed job at IDFC FIRST Bank with CTC of Rs. 6 LPA
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Exclusive discounts across 15+ merchants
Discover the best deals on 300+ top brands
Discover 100+ exclusive offers for your business needs
Save big while remitting money
We truly mean it when we say we want to be the most customer-friendly bank
Know moreA world-class cutting-edge Corporate Banking Portal with unique industry-first features, such as a single window experience, intelligent report builder capability, and unique online trade regulatory portal
With IDFC FIRST Bank Savings Accounts, interest is credited each month, unlike most other banks that offer quarterly interest pay-outs.
Grow your savings faster with interest rate of up to 6.50% p.a. on balances above ₹3 Lakhs and up to ₹25 Crores.
Enjoy daily limits of up to ₹2 lakh on ATM withdrawals and up to ₹6 lakh on POS transactions with the ₹25,000 AMB Savings Account variant.
Our dynamic annual percentage rates (APRs) start at 8.5% - 46.2% per annum versus the usual market rates of 42% per annum.
Instead of a fixed catalogue, reward points can be redeemed against your online purchases and select offline purchases, too.
With our credit cards, ATM cash withdrawals attract no interest until the due date, whereas most banks charge interest rates of 42% per annum from the withdrawal date.
Get up to 200% of your fixed deposit as a credit limit, while earning up to 6.75% interest per annum on your fixed deposit. Also, enjoy 0% forex markup on this credit card.
Your complete mobility solution when on the road with Tolling+Fuel+Parking payment capabilities enabled on a single FASTag
Top-up on the go with a few simple WhatsApp clicks. We are the first bank to enable FASTag recharges through WhatsApp Payments
Experience state-of-the-art features such as Google-like search, Personal Finance Management, Customer Service Support, Mutual Fund Investing , ASBA-IPO facility, and much more.
With research-backed curated funds with a forward-looking guidance, AIFs, PMS, paperless Demat Account opening, offshore investment solutions, and more
Convenience at your fingertips with our digital NRI Savings Account which offers monthly interest credits, dedicated relationship manager, one-click Portfolio Investment Scheme’ (PIS) Account opening, ZERO-fee fund transfers, and more!
Enjoy fast processing and competitive interest rates on home loans, business loans, education loans, and car loans tailored to your personal or business needs.
No minimum balance requirement for the first 3 years and unlimited free NEFT, IMPS & RTGS transactions for easy cashflow management
Be part of a uniquely designed startup program that gives you access to mentorship, networking, and fundraising opportunities through a meticulously planned journey
A world-class cutting-edge Corporate Banking Portal with unique industry-first features, such as a single window experience, intelligent report builder capability, and unique online trade regulatory portal
Enjoy many complimentary offers across best-in-class apps for ERP, HRMS, Payroll, Taxation, Legal Advisory, Logistics, Society Management, among others.
Hassle-free financial planning with IDFC FIRST Bank
Disclaimer
Interest you earn with IDFC FIRST Bank is the interest calculated considering monthly interest credit with the power of monthly compounding and on progressive balances in each interest rate slab, as applicable.
Interest you earn with other banks is the interest calculated considering quarterly interest credit (Most universal banks credit savings interest quarterly).
See interest comparison
We offer higher interest rates compared to other banks with monthly payouts, helping your savings grow faster than other banks.
| Your bank | IDFC FIRST bank | |
|---|---|---|
| Payout cycle | Quarterly | Monthly |
| Int. earned | ₹ 60,678/yr | ₹ 1,23,926/yr |
Interest slabs used for rate comparison:
2.50% p.a. for
<=₹3L
6.50% p.a. for
> ₹3L <= ₹25Crs
All amounts mentioned are average monthly balance amounts.
Plan your family budget in 2 easy steps and gain control over your finances instantly
Get the Power of UPI and earn cashback up to ₹200
Upgrade to the MAX subscription for your FASTag and enjoy benefits worth ₹5000*
Applications open: 2026-28 MBA students
Avail up to 25% discounts with live screening of T20 matches
Enjoy unsecured loans up to ₹1 crore tailored for Doctors, CAs, and Architects
and ride your dream bike with an instant loan
Our exclusive Savings Account loyalty programme
Shop, compare and choose your perfect car with the best financing options
Plan your family budget in 2 easy steps and gain control over your finances instantly

Get the Power of UPI and earn cashback up to ₹200

Upgrade to the MAX subscription for your FASTag and enjoy benefits worth ₹5000*

Applications open: 2026-28 MBA students

Avail up to 25% discounts with live screening of T20 matches

Enjoy unsecured loans up to ₹1 crore tailored for Doctors, CAs, and Architects

and ride your dream bike with an instant loan

Our exclusive Savings Account loyalty programme

Shop, compare and choose your perfect car with the best financing options

Recognised as the 'Best Digital Bank' for the year 2021-2022 by Financial Express India's Best Banks Awards 2023.
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"The Video KYC process for my credit card was incredibly seamless and saved so much time. I was truly impressed by how quickly and conveniently I could complete the entire verification from home. Highly appreciable. Thanks !" Devendra Chimanlal Mehta 29 July 2026
"I Had one of the best interactions today with a KYC executive who helped me understand every detail of the card clearly and patiently..." Mir faiz Mohammed Khan 29 July 2026
"They provide quick service. They are helpful and give clear instructions. The instructions are easy to follow. They respond quickly and sincerely. Their service is very satisfied one." A Raja 29 July 2026
"Compare to other bank vkyc process is very fast and easy asked most relevant and basic needed questions in native language thanks to Kyc associate who helped me every step" Mayuri sonone 29 July 2026
"I like the senior citizen friendly bank. The mobile app is excellent" KPR Dasan 29 July 2026
"I would like to sincerely appreciate Ms. Indu Singh NR RM from IDFC Bank for her outstanding support in helping me open my NRE account..." Anil Kalluri 28 July 2026
"I would like to appreciate Mr. Shivam Shukla, Operations Manager, for the quick and seamless handover of my property papers...." Akarsh Bajpai 28 July 2026
"It was a clean and simple process applying for a card. The Agent has been very courteous and guided well" Ramesh Vantaram 27 July 2026
"I would like to express my gratitude and best wishes to IDFC First Bank for their flawless and smooth customer support experience...." Adarsh kumar Verma 27 July 2026
"Amazing experience with IDFC Bank Credit Card ❤️ Easy application, quick KYC, and the executive was super cooperative...." Vishavjeet 27 July 2026
9.3 Million Beneficiaries
Supported since March 2023
70,000 Villages
Served across the country
9000 Residents
Impacted positively through our Swachh Worli Koliwada program
351 Students
Awarded post-graduate scholarships this year
9.3 Million Beneficiaries
Supported since March 2023
70,000 Villages
Served across the country
9000 Residents
Impacted positively through our Swachh Worli Koliwada program
351 Students
Awarded post-graduate scholarships this year
Select a On a mission to build the world’s most customer friendly bank
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